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These metals create contrast that brightens the overall appearance

Penny Loafer There are four main sub-types of loafers, each with its own decorative element: The most formal would be Gucci Loafers (where each shoe is decorated with a metal horsebit) Tied for second place would be Penny Loafers (with straps that have a diamond cut-out which was originally used for keeping pennies) and Belgian Loafers (slipper-like loafers with a small bow on each shoe) The least formal would be Tassel Loafers (where each shoe is ornamented with a leather tassel) However, bear in mind that you can never look too dressed down while wearing loafers or any other dress shoe type

Personalize your attire with subtle details

Whether you want to add a little extra warmth or you simply prefer to cover your upper arms, we show you how to cover up a formal outfit with lots of unique ideas