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But you do have more flexibility and freedom when it comes to mens work shirts and office shirts: button-down Oxford shirts are often considered a notch below on the formality scale

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Penny Loafer There are four main sub-types of loafers, each with its own decorative element: The most formal would be Gucci Loafers (where each shoe is decorated with a metal horsebit) Tied for second place would be Penny Loafers (with straps that have a diamond cut-out which was originally used for keeping pennies) and Belgian Loafers (slipper-like loafers with a small bow on each shoe) The least formal would be Tassel Loafers (where each shoe is ornamented with a leather tassel) However, bear in mind that you can never look too dressed down while wearing loafers or any other dress shoe type

It has a wonderful texture and flavor